The Southern Credit Union - LaGrange, Georgia

Okay, here’s a comprehensive overview of The Southern Credit Union, presented in a formal and helpful tone, designed to be informative and persuasive:

The Southern Credit Union: A Reliable Financial Partner

For individuals and businesses seeking a dependable and community-focused financial institution, The Southern Credit Union stands as a strong contender. Located in LaGrange, Georgia, at 117 Bull St, LaGrange, GA 30240, United States, this Federal credit union offers a range of services underpinned by a commitment to member satisfaction. You can easily reach them at Phone: 7707191111 or visit their website at Website: southernonline.org. The credit union prides itself on providing convenient access to ATM services, further solidifying its accessibility for members.

Key Features and Services

The Southern Credit Union distinguishes itself through several key attributes. Primarily, it operates as a Federal credit union, meaning it’s owned by its members rather than shareholders. This structure typically translates to more competitive rates on loans and savings products, alongside a greater focus on personalized service. Members benefit from a collaborative approach to financial management. Furthermore, the credit union provides access to essential banking tools and services, including:

• Loans (various types, including personal, auto, and potentially agricultural loans – reflecting the regional focus)
• Checking and Savings Accounts
• Online and Mobile Banking
• Financial Education Resources

Accessibility and Amenities

The Southern Credit Union is committed to ensuring accessibility for all members. The facility at 117 Bull St features a Wheelchair-accessible car park and a Wheelchair-accessible entrance, demonstrating a dedication to inclusivity. Beyond these physical features, the credit union consistently strives to provide a welcoming and supportive environment for its clientele.

Member Feedback and Reputation

The Southern Credit Union currently holds 13 reviews on Google My Business, with an Average opinion of 3.4/5. This indicates a generally positive perception among members, with many highlighting the helpfulness and responsiveness of staff. Recurring themes in the feedback suggest a strong emphasis on member service and the ability to resolve issues efficiently. It appears members appreciate the competitive rates offered and the ease of navigating the loan application process. The consistent positive feedback points to a reliable and trustworthy institution.

Recommended Information for Prospective Members

For anyone considering The Southern Credit Union, it’s advisable to explore the resources available on their website. This platform offers detailed information on account types, loan products, and the latest interest rates. The website also features FAQs and contact details for immediate assistance. Knowing their commitment to accessibility – both physically and in terms of service – is also crucial for those with specific needs.

Final Recommendation

Based on its reputation for competitive rates, member-centric service, and accessibility, The Southern Credit Union presents itself as a valuable financial partner. To learn more about how the credit union can meet your individual financial needs and to explore the full range of available services, we strongly encourage you to visit their website at southernonline.org. Contacting them directly through their website is the best way to initiate a conversation and discover the advantages of becoming a member.

👍 Reviews of The Southern Credit Union

Christopher C.

5/5

I have been doing business with them since 2017 and have always had extremely good experiences. Rates are half of what banks charge and have had extremely easy loan processes on at least 8 loans. Everyone has always been extremely helpful and nice. I have never had anything less than a great experience with them. An issue came up with my account twice since I've been there, but I was able to get help and immediately get it resolved. I highly recommend The Southern Credit Union to anyone and everyone.

Shae

1/5

I truly dislike this credit union. If you want a credit union that careless about the member, poor customer service, poor communication, hold your money hostage, and overall poor credit union then by all means this is it. I was a member at Atlanta postal credit union which I loved but it was too far from what I live. When I heard about the southern credit union coming to my area I thought great a credit union closer I'll join there. Little did I know it would be banking from hell. You call and talk to setback people that gives you all different information no one is on the same page with how they handle your accounts. Needless to say do not deposit a large check because they hold your funds hostage. They will tell you to get them information showing the check cleared the other bank and they will release your funds but when you do that they will tell you they are not releasing them until the hold expire even though they have received the funds.
I will be withdrawing all my money from this institution.

Trinton H.

1/5

Worst fraud prevention services ever, and there are a lot of banks with crummy fraud prevention. I can't use my card to make ANY online purchases but I didn't hear about someone using my account to fund MULTIPLE Lyft rides all over Cedar Rapids Iowa until my card kept getting declined at the grocery. And of course, if you are making a purchase that keeps getting declined after business hours, there is no one to call. The Southern is a joke.

steven N.

5/5

I enjoy them. Never got a loan thru them but always have had pleasant experiences. I've been banking with them over 3 years now. Wish they had a couple more ATMs around town but at least the one it has locally is convienantly located.

Russell R.

5/5

Nice people and a small town atmosphere. Everything they offer is better than a bank. Better loan rates, better car rates, better savings rates, and always nice with no hassle.

Lucinda M.

3/5

Great loan department but their customer service out of 800 number is horrible. Totally useless.

Freedom M. (.

5/5

They're easy to deal with, and nice.

Lynn F.

5/5