Santa Cruz Community Credit Union - Santa Cruz, California

Address: 55 River St, Santa Cruz, CA 95060, United States.
Phone: 8314257708.
Website: scccu.org.
Specialties: Financial institution.
Other points of interest: Wheelchair-accessible car park, Wheelchair-accessible entrance.
Opinions: This company has 21 reviews on Google My Business.
Average opinion: 2.7/5.

Location of Santa Cruz Community Credit Union

Santa Cruz Community Credit Union is a well-known financial institution located at 55 River St, Santa Cruz, CA 95060, United States. This credit union offers a variety of services to its members, including savings accounts, checking accounts, loans, and credit cards.

One of the standout features of Santa Cruz Community Credit Union is its commitment to accessibility. The credit union has a wheelchair-accessible car park and entrance, making it easy for everyone to access their services.

In terms of location, Santa Cruz Community Credit Union is situated in the heart of Santa Cruz, making it a convenient option for residents and businesses in the area. The credit union is just a short drive from popular attractions such as the Santa Cruz Beach Boardwalk and the Santa Cruz Wharf, making it a great choice for those who want to combine financial errands with leisure activities.

If you're considering becoming a member of Santa Cruz Community Credit Union, there are a few things you should know. First and foremost, you'll need to meet the credit union's eligibility requirements, which include living, working, or owning a business in Santa Cruz County or being a family member of a current member.

Once you've determined that you're eligible to become a member, you can apply for membership online or in person at the credit union's branch. You'll need to provide some basic personal information and proof of eligibility, as well as a valid government-issued ID.

Once you've become a member, you'll be able to take advantage of all the services that Santa Cruz Community Credit Union has to offer. This includes competitive interest rates on loans and savings accounts, as well as access to a network of ATMs and branch locations.

It's worth noting that while Santa Cruz Community Credit Union has many positive qualities, it's not without its drawbacks. According to reviews on Google My Business, the credit union has an average rating of 2.7/5, with some members citing issues with customer service and fees. However, it's important to keep in mind that every financial institution has its strengths and weaknesses, and it's up to each individual to decide whether the benefits of membership outweigh any potential drawbacks.

Overall, Santa Cruz Community Credit Union is a solid choice for those looking for a financial institution in the Santa Cruz area. With its commitment to accessibility, convenient location, and range of services, it's definitely worth considering as an option for your financial needs. If you're interested in learning more, be sure to visit the credit union's website at scccu.org to explore their offerings and apply for membership.

Reviews of Santa Cruz Community Credit Union

Santa Cruz Community Credit Union - Santa Cruz, California
tom curtis
1/5

Cindy is the only somewhat polite person I've encountered. I cringe every time I go inside because the people that work there are flat out rude and have bad attitudes, I had out had to tell one person she's straight up rude and don't be talking to me that way and then she immediately apologized. I think it's time you get some fresh help SCCCU.

Santa Cruz Community Credit Union - Santa Cruz, California
Diana Dugan
2/5

The credit union needs to have some extra hours open for banking either on the weekend or after 5pm and return to allowing drop box deposits. A lot of businesses cut back their services during Covid and I'm sure cut their staff too, but it is 2024 and time to hire more staff at the same level of service not just open new branches.

Santa Cruz Community Credit Union - Santa Cruz, California
Brian Davis
1/5

I've been banking here for years now, because I wanted to support something local. However its inconvenient hours (weekend hours cut during the beginning of COVID and never brought back), lack of online banking features, and consistently low quality and slow customer service make this place the worst bank I have ever been at by far.

The most recent annoyance is when I tried to get a loan recently. I spoke to a rep named Eunice Rocha, who said that if they didn't finish processing that day that I could 'call back tomorrow.'
I asked them if they were sure, since tomorrow was Saturday, when they are closed, and I told them that I needed to know whether it was approved by then. She told me that it was fine and that they would be there. As you can expect there was nobody there. I tried calling her and emailing her, but no response.

And of course there is no way to get in touch with the credit union during the weekend, even online. This is pretty standard for this place honestly, and I'm getting really tired of putting up with it.

Reading other reviews on Yelp and Google I can see that the MAJORITY of customers have a negative experience with this place. It used to actually be community oriented with friendly staff, back 15-20 ago. The current organization, uncaring and incompetent as it is, stays afloat mostly due to the good will and public image created a long time ago. If its supporters knew how far it had fallen, it would have closed down years ago.

Santa Cruz Community Credit Union - Santa Cruz, California
Farid Hamidieh
1/5

Absolutely the worst ever banking experience. PERIOD. As one of the original members I have watched them go from a very promising local financial institution to an arrogant knows it all horrible place to deal with. Please don't respond with contact here etc. I have already exhausted all those venues. The drop box is shut down in downtown location for a long time now. Many people working there but no one is doing the job at hand. In need of an absolute overhaul of management and staff from top to bottom. Wish there was a zero star option here.

Santa Cruz Community Credit Union - Santa Cruz, California
Roberta Surprenant
2/5

Keep trying to give them benefit of the doubt, but this credit union acts like they don't want anyone who is employed in a 9-5 job to bank with them. Can not believe that NONE Of the branches have late hours, not even on Friday.
When I started with them, they had late hours downtown on both Mondays and Fridays, now they use the "excuse" of Covid to cut services.
Last time I tried doing an ATM deposit, after discovering them closed, the machine ate my check and gave no receipt. I had to go in on Saturday morning to fix it. Of course there is NO way to leave a message after they close, despite ONLY being allowed to leave message when open since they never answer the phone.
To top it all off, when attempting to contact them through their website, it gives a "404 not found" message.

Santa Cruz Community Credit Union - Santa Cruz, California
Aqua Pacific
5/5

I’ve been banking here for years. Needed a loan for my car boom. Needed a business account opened up, again…boom. Going in today to open a second business account… i predict another… BOOM! Jasmine Frotaz helped me out I’ve known her for years, since her teller days. She’s come a long way and now manages the branch. I’ll always bank local. Local businesses are businesses you can trust and rely on. Just SCCCU Bank.

Santa Cruz Community Credit Union - Santa Cruz, California
Paul Speraw
1/5

My business banked with them for 10 years, and they continually didn’t know how to do basic things (i.e. cash an international check), and they never follow up or call you back like they say they will. They seem constantly understaffed, and the staff that’s there seem to lack basic training. I finally closed my accounts, and they completely bungled it. A month later I’m still trying to call (and not getting a call back) to have them return a deposit made after they prematurely closed my business account.

Santa Cruz Community Credit Union - Santa Cruz, California
Eric Silverman
5/5

I do all my banking with SCCCU. Jasmine is always proactive in providing me with the best rates and services available for my financial needs. Whenever I stop in everyone is pleasant and professional.

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