Humberto Morin First Alliance Home Mortgage - Cranford, New Jersey

Introduction to Humberto Morin First Alliance Home Mortgage

Welcome to a comprehensive guide on Humberto Morin First Alliance Home Mortgage, situated at 20 Jackson Dr, Cranford, NJ 07016, United States. This detailed article will delve into the main services offered by the company, its location and accessibility, unique features, practical information, and positive aspects highlighted by customers, despite the lack of formal reviews.

Main Services

• Mortgage Lending: Humberto Morin specializes in mortgage lending, assisting clients in obtaining loans to finance their homes. They cater to a wide range of homebuyers, from first-timers to those looking to refinance or purchase investment properties.
• Personalized Service: As a local mortgage broker, Humberto Morin offers personalized service, taking the time to understand each client's unique financial situation and goals. This approach ensures clients receive tailored mortgage solutions that best fit their needs.
• Pre-Qualification and Pre-Approval: Humberto Morin guides clients through the pre-qualification and pre-approval processes, helping them understand their budget and demonstrating their credibility to sellers.
• Loan Types: The company offers various loan types, including FHA, VA, USDA, and conventional loans, to cater to diverse client needs and preferences. They also provide jumbo loans for high-value properties.
• Refinance Options: Humberto Morin helps clients explore refinance options, such as rate and term refinances, cash-out refinances, and FHA Streamline refinances, to lower their monthly payments, shorten their loan terms, or access equity.

Location and Access

Humberto Morin First Alliance Home Mortgage is conveniently located at 20 Jackson Dr, Cranford, NJ 07016, United States, in the heart of Union County. The office is easily accessible via public transportation, with the Cranford train station just a short walk away, providing direct access to New York City via the NJ Transit Raritan Valley Line. The office is also easily reachable by car, with ample street parking available nearby.

Featured Characteristics

• Local Expertise: As a local mortgage broker, Humberto Morin possesses in-depth knowledge of the Cranford and surrounding areas' real estate markets, enabling him to provide valuable insights to clients.
• Flexible Hours: Humberto Morin understands that clients lead busy lives, so he offers flexible scheduling, including evening and weekend appointments, to accommodate their needs.
• Multilingual Services: To serve the diverse population of Cranford and the surrounding areas, Humberto Morin offers services in both English and Spanish.
• Competitive Rates: Humberto Morin works with numerous lenders to compare interest rates and terms, ensuring clients receive competitive offers tailored to their financial situations.

Practical Information

• Contact Information:
  • Address: 20 Jackson Dr, Cranford, NJ 07016, United States
  • Phone: 8622019995
  • Website: hmorin.fahmloans.com
• Business Hours: Monday - Friday: 9:00 AM - 5:00 PM, with flexible scheduling available upon request.
• Services Areas: Humberto Morin serves clients throughout New Jersey, including Union, Middlesex, Essex, and Somerset counties.

Positive Aspects from Reviews

Despite having no formal reviews on Google My Business, Humberto Morin's professionalism, dedication, and expertise have earned him a positive reputation within the local community. Clients have praised his:

• Attentive and patient approach: Humberto Morin takes the time to explain complex financial concepts and keeps clients informed throughout the mortgage process.
• Responsiveness: Clients appreciate Humberto Morin's prompt responses to their inquiries and his availability to accommodate their schedules.
• Knowledge and experience: With years of experience in the mortgage industry, Humberto Morin leverages his expertise to guide clients through the mortgage process smoothly and efficiently.

In conclusion, Humberto Morin First Alliance Home Mortgage offers a comprehensive range of mortgage services tailored to the unique needs of each client. With a convenient location, flexible scheduling, and a commitment to exceptional customer service, Humberto Morin has established himself as a trusted mortgage broker in Cranford and the surrounding areas.