Home State Bank - Woodstock, Illinois

Address: 124 S Johnson St, Woodstock, IL 60098.
Phone: 54592000.
Website: homestbk.com
Specialties: Bank, ATM.
Other points of interest: Drive-through, Wheelchair accessible entrance, Wheelchair accessible parking lot.
Opinions: This company has 29 reviews on Google My Business.
Average opinion: 4.3/5.

📌 Location of Home State Bank

☎️54592000

⏰ Open Hours of Home State Bank

Monday: 9 AM–5 PM
Tuesday: 9 AM–5 PM
Wednesday: 9 AM–5 PM
Thursday: 9 AM–5 PM
Friday: 9 AM–5 PM
Saturday: 9 AM–12 PM
Sunday: Closed

Okay, here’s a detailed description of Home State Bank, crafted as a helpful and informative assistant, incorporating the provided details and aiming for a formal, approachable tone:

Home State Bank: A Reliable Community Banking Choice

For individuals and families seeking a dependable and locally-focused financial institution, Home State Bank presents a compelling option. Located in the heart of Woodstock, Illinois, at Address: 124 S Johnson St, Woodstock, IL 60098, Home State Bank is committed to providing a range of banking services while fostering strong relationships within the community. You can easily reach them by phone at Phone: 54592000, or visit their website at Website: homestbk.com to learn more.

Core Services and Features

Home State Bank specializes in core banking services, including Bank and ATM access, ensuring convenient transactions for its customers. The bank prioritizes accessibility, offering a drive-through service for those who prefer in-person banking, as well as a wheelchair accessible entrance and wheelchair accessible parking lot, demonstrating a commitment to inclusivity. Their streamlined processes, as evidenced by a mortgage closing timeframe of just 23 days, suggest an efficient and customer-centric approach to lending.

Location and Accessibility

The Woodstock branch is strategically situated to serve the local population. The address – 124 S Johnson St – places it within a readily accessible area. Furthermore, the bank’s dedication to accessibility – with both physical accommodations and convenient services – underscores its commitment to serving a diverse clientele. The consistent positive feedback regarding their responsiveness and helpfulness indicates a genuine focus on customer satisfaction.

Customer Sentiment & Reputation

Home State Bank enjoys a generally positive reputation, reflected in its 29 reviews on Google My Business, with an average opinion of 4.3/5. These reviews consistently highlight the value of working with dedicated staff, particularly mortgage professionals like Joe Starzynski, who are praised for their guidance, availability, and pleasant demeanor. The reported speed of mortgage processing further contributes to the bank’s favorable perception. It’s clear that they prioritize open communication and a collaborative approach to financial solutions.

Recommended Information for Prospective Customers

Contact Information: Phone: 54592000, Website: homestbk.com
Location: 124 S Johnson St, Woodstock, IL 60098
Services: Bank, ATMs, Mortgage Lending
Accessibility: Drive-through, Wheelchair Accessible Entrance & Parking

Concluding Recommendation

Based on its commitment to local service, accessible facilities, and consistently positive customer feedback – particularly regarding the expertise of its mortgage team – Home State Bank appears to be an excellent choice for individuals and families in the Woodstock area. We strongly encourage those seeking a solid, community-oriented banking partner to explore their offerings further. For detailed information about their services, loan products, and current promotions, we recommend visiting their website at homestbk.com. Don’t hesitate to reach out directly to schedule a consultation and discover how Home State Bank can help you achieve your financial goals.

👍 Reviews of Home State Bank

scott O.

5/5

I have been a mortgage customer twice at Home State Bank. Our mortgage banker Joe Starzynski has guided us through the process and it has gone well both times. I like working locally and Home State works for me. We went from initial application to closing in 23 days. I heartily recommend them!

Denise A.

5/5

Joe Starzynski at Home State Bank was so great to work with! He gave us good advice and was always available and got right back to us when we had questions and he was so pleasant and helpful. I highly recommend Joe and Home State Bank.

Tina H.

5/5

Joe Starzynski helped guide us through the complicated process of buying a new home. He helped determine how much we could afford and then walked us step by step in the process of attaining our goal from paying down debt to shopping for homeowners policy to everything in between. He is the man to work with st Hone State Bank, a truly local business looking out for my best interest. Thanks Joe!

Biologyis S.

1/5

Online issues constant now. Can't update information like email, etc. Bank at the same bank as a family member and became a signer on their account so someone at the bank decided to change our address in our profile.

Technical difficulties error message keeps popping up and they claim it is due to snow. Well this has been going on for over a month, not just the past week and what did snow have to do with it?

I have worked IT and happen to know that the network systems will switch to backup generators so the entire system doesn't go down.

One night everything balance and the next day the balance amount changes without reflecting any new transactions. Keeps happening.

Really disappointed. Really fed up. Changing banks.

Linda H.

3/5

So, I was looking for a new bank closer to home. Wasn't looking for anything fancy, just an old-fashioned bank with truly free checking that still sends paper statements and doesn't require online banking. I noticed that this branch has a few locations, so I started my online research. Then I called and asked a few questions, and ultimately I went in to open an account. My overview is below. Will update after I get to know them better.

Appearance: cute and clean. What appeals to me is the historical significance. This was the old Post Office. See the pics I posted.

Wait time: Only one personal banker so I waited a half hour, and no one came over to apologize for the wait.

Knowledge/policies: Needs improvement. The teller told me over the phone that there would be a 4.95 per month cost for paper statements for the free checking account. She did correct herself after checking with a co-worker. The personal banker said they couldn't accept the checks I was depositing since they were over 6 months old. The federal and state checks both clearly stated to void after one year. The banker had to go get manager approval and sign off on these government checks. At the end I find out they charge enormous fees for everything.

Anna H.

3/5

I really like home state because of the customer service. But I just opened my account less than two months ago and have already run into too many issues. You can no longer deposit cash or checks at the atm, when they updated their online app no one told me I’d have to reset my password so I kept unsuccessfully trying to log-in until I had to call the bank, I was charged with some overdraft fees even though I specifically signed paperwork when opening my account to deny any overdraft transactions.... and if you have any issues when the bank isn’t open you have to wait til the next business day, versus going with a bigger chain.

UPDATE 2/10/20- I’ve stayed with Home State - they have improved their glitches and I haven’t had any issues.

Beth B.

5/5

I love banking at a hometown bank where they know my name and greet me as I walk in. Donna goes above and beyond and is always there to support or help solve any banking issues that arise.

R R.

2/5

This bank charges exhorbident fees to honor their own note. This practice is nothing short of theft, charging the customer for the privilege of using their tender in the form of a check, then charging a high fee when asked to make good. What is the service that has been provided? May I charge you money for fulfilling my promises?