Farmers Insurance - Matthew Stelck - Aptos, California

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Farmers Insurance - Matthew Stelck in Aptos, California

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Farmers Insurance, a prominent name in the insurance sector, continues to provide comprehensive coverage options through its network of dedicated agents across California. Among these agents is Matthew Stelck, based in Aptos, offering personalized insurance solutions to residents and businesses in the area. This overview details the information available about Matthew Stelck's Farmers Insurance agency, its location, services, accessibility features, and guidance for those seeking insurance coverage in Aptos.

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Business Location and Accessibility

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Matthew Stelck's Farmers Insurance agency is conveniently located at 3233 Valencia Ave Ste B2, Aptos, CA 95003, United States. This location is situated within the city of Aptos, providing accessibility for local residents and visitors. Aptos is a coastal city in northern Santa Barbara County, offering a mix of residential communities and access to the Pacific Ocean. The strategic placement of the agency makes it easily reachable for those seeking face-to-face consultations, policy discussions, or assistance with claims.

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Accessibility is a key consideration for many businesses, and Matthew Stelck's agency reflects this commitment. The premises feature a wheelchair-accessible car park and wheelchair-accessible entrance. These features ensure that the agency is inclusive and can accommodate customers with mobility impairments, allowing them to visit and receive assistance without barriers. This attention to accessibility underscores a customer-centric approach that aims to serve diverse clientele effectively.

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Services Offered

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Farmers Insurance, as a leading provider, offers a wide array of insurance products, and Matthew Stelck specializes in representing the company in his region. His agency provides services across multiple insurance domains:

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• Auto Insurance Agency: Farmers offers various auto insurance plans tailored to different vehicle types and driving habits. Policies typically include liability coverage, comprehensive coverage, and collision coverage. Matthew Stelck can help clients navigate the options to find the most suitable and cost-effective auto insurance solution.

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• Home Insurance Agency: For homeowners in Aptos, Farmers provides home insurance policies designed to protect against damage from events like fire, windstorms, vandalism, and more. These policies often include coverage for the structure, personal belongings, and additional living expenses if the home becomes uninhabitable.

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• Life Insurance Agency: Life insurance is a critical component of financial planning. Farmers offers life insurance products that can provide financial security for beneficiaries in the event of the policyholder's passing. Types available may include term life insurance and whole life insurance, each with different durations and benefits.

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• Renter's Insurance Agency: For renters, protecting the contents of their homes and personal liability is essential. Farmers' renter's insurance policies help safeguard belongings against theft, damage, or liability issues that may arise from accidents in the rented property.

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• General Insurance Agency: Beyond the specific categories mentioned, Farmers Insurance, represented by Matthew Stelck, can also assist with specialized insurance needs. This may include commercial insurance for local businesses, umbrella insurance for enhanced liability protection, and specialized coverage for unique circumstances, depending on availability and client requirements.

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Contact Information and Online Presence

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For inquiries, policy management, or assistance, clients can reach Matthew Stelck's agency directly via phone at 8316841751. This direct line provides a convenient way to speak with the agent or potentially reach the support team. Alternatively, the official Farmers Insurance agent listing can be accessed online through agents.farmers.com, which hosts detailed information about the agent, their services, and contact options. This online presence allows potential clients or existing customers to gather preliminary information before making a visit or phone call, ensuring they are prepared for their interaction with the agency.

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Reputation and Client Feedback

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Customer feedback plays a vital role in evaluating the quality of service provided by insurance agencies. Currently, Matthew Stelck's Farmers Insurance agency in Aptos appears to have no reviews listed on Google My Business. This lack of reviews could be due to a relatively new agency, limited customer activity in providing feedback, or other factors. Without customer reviews, it is difficult to gauge client satisfaction levels or assess the overall reputation based on peer experiences. Potential clients should consider contacting the agency directly to inquire about services, ask questions, and if possible, seek testimonials from existing customers to get a better understanding of the service quality before making significant insurance commitments.

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Guidance for Prospective Clients Seeking Insurance Services

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If you are in the market for insurance services in the Aptos area and are considering Matthew Stelck's Farmers Insurance agency, here are some recommended steps to take:

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1. Understand Your Needs

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Clearly define the types and extent of insurance coverage you require. Consider your assets (vehicle, home, personal belongings), lifestyle (e.g., hobbies that might increase risk), financial obligations, and risk tolerance. This will help you articulate your needs to the agent.

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2. Compare Quotes

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While Matthew Stelck represents Farmers Insurance, it is advisable to compare quotes not only within Farmers but also potentially with other major insurance providers operating in California. Different companies may offer varying rates and coverage options. Use online comparison tools or request quotes from multiple agents in your area to ensure you are getting the best possible value for your insurance needs.

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3. Discuss Details Thoroughly

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Once you have established contact with Matthew Stelck or the Farmers Insurance team, engage in detailed discussions about your specific situation. Understand the terms and conditions of the policies, including deductibles, coverage limits, exclusions, and any discounts available. Ensure there is a clear understanding of what is covered and what is not.

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4. Consider Bundling Options

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Farmers Insurance often offers discounts if multiple types of insurance (e.g., auto and home) are purchased from them. If applicable, inquire about bundling options to potentially reduce your overall insurance costs.

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5. Evaluate Accessibility and Convenience

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Since the agency features wheelchair accessibility, evaluate this as part of your overall experience. Accessibility features can impact your ability to visit the office for routine meetings or claim assistance. Assess if the online resources and customer service channels provided by Farmers Insurance are user-friendly and convenient for you.

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6. Check Credentials and Experience

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While Matthew Stelck is a Farmers Insurance agent, briefly research the agency or the agent's reputation if possible. Ensure they are licensed and experienced in the local market of Aptos and surrounding areas. A deep understanding of local risks (e.g., earthquake, flood, coastal conditions for home insurance) can be beneficial.

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7. Understand the Claims Process

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No insurance interaction is complete without understanding the claims process. Ask the agent about how claims are handled, what documentation is required, and the expected timeline for claim resolution. A clear and efficient claims process is crucial when incidents occur.

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8. Review Customer Service

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Although there are currently no reviews available, consider asking for references or testimonials from other clients if possible. Good customer service and claim support are often just as important as the premium cost and coverage limits.

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Conclusion

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Matthew Stelck's Farmers Insurance agency in Aptos, California, serves as a resource for insurance coverage tailored to auto, home, life, renter's, and potentially other needs. Located at 3233 Valencia Ave Ste B2 with wheelchair accessibility features, the agency provides a physical space for client interaction. While direct contact via phone at 831-684-1751 is available, the online platform agents.farmers.com offers preliminary information. Given the absence of online reviews, potential clients are encouraged to initiate direct conversations to understand the services, policies, and claims process thoroughly before making decisions. Farmers Insurance remains a significant player, and Matthew Stelck represents this brand with its focus on providing various insurance solutions, aiming to meet the diverse needs of the community in Aptos and the surrounding areas.

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"summary": "Matthew Stelck's Farmers Insurance agency in Aptos offers auto, home, life, renter's, and commercial insurance with accessible facilities. Contact is via phone or website, though no reviews are available.",
"keywords": ["Farmers Insurance", "Matthew Stelck", "Aptos CA", "Insurance Agency", "Auto Insurance", "Home Insurance", "Life Insurance", "Renter's Insurance"],
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