DCD Financial & Insurance Services - Santa Cruz, California

Anna F.

Pam is the best! Very professional & educated on the all the ins and outs of Medicare Insurance benefits. I appreciate her keeping in touch via emails with important information. She & her team are so helpful in searching for the best coverage during open enrollment times. I have already recommended (& will continue to do so) several friends to her and they love her customer service too. I would use DCD and Pam's team for any other insurance needs as well. Thank you!

Clara M.

Pamela has been our "Amazing" Agent for several years now.
She has always gone above and beyond being kind, friendly, helpful and very knowledgeable explaining our options thoroughly.
She helps us by walking us through the enrollment process of making the right choice in choosing the Medicare supplemental and drug plan that is suitable for us.
We appreciate the lead time and prompt replies.
My husband and I highly recommend DCD Financial & Insurance Services.
Thank you SO much Pamela for always being there and looking out for us.
You and you staff are exceptional

Nancy J.

The best health insurance assistance service out there! Pam has been my agent for years. I totally trust her and know that the insurance she finds me will be the best one I can get. She is smart and kind and fun to work with. Medication prices can be a big deal so knowing that Pam has worked with every plan out there and knows which one would be best for me is a huge relief and ever so helpful.

Vicki R.

Pamela was excellent!
She guided us through my initial Medicare and prescription enrollment. She helped my husband save a lot of money by changing his current prescription plan.
She was patient and knowledgeable.
I will highly recommend her to anyone new to Medicare or anyone looking for help with Medicare.
The whole entire office was helpful as well.

Julie E.

Pamela has been helping my husband and I with our Medicare choices for 7 and 6 years respectively. We have been very happy with her guidance. Pamela’s up-to-date knowledge about options, and her dry sense of humor, have made navigating our health care choices relatively painless and occasionally fun!

Christine S.

I've had the pleasure of collaborating with Pamela Fugitt-Hetrick of DCD Financial & Insurance Services for several years regarding my small business insurance needs. After previous experiences with agents that fell short of my expectations, finding Pam has been a breath of fresh air. She stands out as a beacon of professionalism, providing precise and well-informed advice. Her availability and readiness to assist whenever I need her support is something I deeply appreciate. Pam's expertise is matched by her kindness, making every interaction a positive experience. I wholeheartedly recommend her services to anyone in need of reliable and compassionate insurance guidance.

Cristie T.

Pam has been keeping us in appropriate health insurance for years! She makes sure we know what changes are coming up before our appointment, then walks us through what those changes mean to us, without overwhelming us with too much information.

She is totally prepared every time we meet, and we're quickly enrolled as needed. Pam takes the anxiety out of MediCare and all of it's surrounding details!

Yuriko H.

Pamela and her team are the best. They do the extra work in helping my husband and I find the best Medicare supplement plans and they assist us in navigating the annual changes to the Medicare Part D prescription plans. We've saved so much money! Thank you DCD Financial & Insurance Services!