Central State Credit Union - Deposit Insurance - Stockton, California

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Central State Credit Union – A Comprehensive Overview

For individuals and businesses seeking a reliable and community-focused financial institution, Central State Credit Union presents a compelling option. Located in Stockton, California, this credit union offers a range of banking services with a dedication to member satisfaction. Let’s explore the details to help you determine if it aligns with your financial needs.

Location and Contact Information

Central State Credit Union’s primary address is 919 N Center St, Stockton, CA 95202, United States. You can easily reach them by phone at 866-244-5360. While they do not currently maintain a dedicated website, this information serves as a vital starting point for inquiries.

Specialties and Services

Central State Credit Union specializes primarily in banking services. This encompasses:

• Checking and Savings Accounts
• Loans (Personal, Auto, and potentially Mortgage – confirmation with the credit union is recommended)
• Debit Cards
• Online and Mobile Banking Services

Deposit Insurance

A crucial aspect to understand is the deposit insurance provided by Central State Credit Union. They are members of the National Credit Union Share Insurance Fund (NCUSIF). This fund protects depositors’ funds up to $250,000 per depositor, per insured credit union. This ensures that even in the event of a financial difficulty for Central State Credit Union, your deposits are secure up to the insured limit. It’s important to note that this protection is backed by the full faith and credit of the U.S. government, providing a significant layer of security.

Accessibility and Amenities

Central State Credit Union demonstrates a commitment to inclusivity by offering accessibility features. The facility boasts a wheelchair-accessible car park and a wheelchair-accessible entrance, making it more welcoming to all members.

Current Reputation

Currently, Central State Credit Union has 0 reviews on Google My Business, resulting in an average opinion of 0/5. This indicates a limited public feedback base at this time. While this should be taken with a grain of salt, it does suggest an opportunity for the credit union to actively cultivate positive member experiences and encourage reviews.

Recommendation

Considering its location, specialized banking services, and, most importantly, the robust deposit insurance offered through the NCUSIF, Central State Credit Union presents a potentially solid choice for individuals and families in the Stockton area. However, due to the lack of recent reviews, further investigation and direct contact with the credit union are advisable to ascertain the quality of their service and suitability for your specific financial circumstances. We strongly recommend confirming loan availability and current interest rates directly with Central State Credit Union.

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