Kristina Hernandez at Homeowners Financial Group USA, LLC - Stockton, California

Roman S.

Kristina was an exceptional asset to our home buying team. Her professionalism and extensive knowledge made a significant difference in our experience. From the outset, Kristina was incredibly responsive, providing speedy answers and valuable recommendations that simplified the loan process.Her efficiency ensured that everything moved quickly; however, it was clear that the pace also depended on us being prompt with our paperwork. If you choose Kristina as your loan officer, be prepared to keep up with her fast and smooth process. I highly recommend her to anyone looking for a seamless home buying experience!

Mariela V.

Kristina is Amazing. I love working with her! She is an outstanding lender with a wealth of experience and deep knowledge of the industry. She offers a wide variety of loan programs tailored to fit the unique needs of each buyer, making her an incredible asset in the home-buying process. She communicates clearly, response quickly and keep all the parties inform through out the loan process. She goes above and beyond for her clients, ensuring a smooth and stress-free process. If you're looking for a lender who is not only professional but also genuinely cares about her clients' needs, Kristina is the one to trust!

Claudia Z.

Kristina was super helpful and efficient throughout the entire process of purchasing our first home. She made sure that met our timelines for closing on our home. Kristina is very responsive and extremely knowledgeable and will do her best that she can to respond to any questions you have. Kristina and her team are amazing. I highly recommend her!

Irene B.

Kristina is one of the best loan officers I have ever met. Responsive, highly professional and customer friendly.
This was our first transaction together and I enjoyed it every step of the way.
I have already referred a buyer to Christina and will continue to do so.

Christina S.

Kristina and her team were awesome. Very responsive, knowledgeable and understanding. Not that our loan was complicated, but it was our first time buying a home and my anxiety was so bad, like panic attack everyday bad, but she always made me feel like it was no big deal, everything would be fine, she’s dealt with worse than me lol. I honestly started telling people about her like half way through the process.

Eduard Y.

Kristina is the ideal Loan Officer. She brings a perfect blend of positivity, sensitivity, and professionalism to her role. Working with her has been a true pleasure, and I’m incredibly grateful for her expertise and support!

Talesa A.

Working with Kristina was a great experience, she was on top of the loan from beginning to end and because of her extensive knowledge in the business, my buyers were able to save thousands of dollars. Great communication between her team and ours, their dedication and experience shows in the results we were able to get for our clients. I'm looking forward to a lifelong loan partnership.

Ideal C. H.

My experience with Kristina Hernandez, the loan officer, has been nothing short of exceptional. Throughout all the years of working together, she has consistently delivered outstanding results, never once letting me down. With her expertise and dedication, she has successfully closed every deal we've worked on.

What sets Kristina apart is her unwavering commitment to client satisfaction. Whenever I have a question or concern, I never have to worry about getting an answering machine message. Kristina is always readily available to pick up the phone and address all my inquiries promptly and thoroughly.