123 Premium Finance - Crest Hill, Illinois

Introduction to 123 Premium Finance

123 Premium Finance stands as a notable entity within the financial services landscape, primarily identified as a Loan agency. While specific details regarding the full scope of their services are not exhaustive from the provided information, their designation clearly points towards facilitating various types of borrowing arrangements for clients. The company operates from a physical location, offering a tangible point of contact for potential customers seeking financial solutions.

Located at 2233 Theodore St Unit 4, Crest Hill, Illinois 60403, 123 Premium Finance occupies a space designed with accessibility in mind, reflecting a commitment to serving a diverse clientele. The address places their operations within the Crest Hill area of Illinois, suggesting they cater to the local community and potentially surrounding regions. Prospective borrowers interested in understanding their offerings would do well to consider this physical presence as a resource for direct engagement.

For individuals seeking direct contact, the dedicated telephone line, 800-915-8290, serves as the primary communication channel. This phone number provides a means for potential clients to reach out with inquiries regarding their loan products, application processes, or any other information needed to assess the suitability of 123 Premium Finance's services. While a specific website address could not be identified, the phone number remains the key digital touchpoint available to connect with the agency.

Understanding Their Core Business: Loan Agency Services

As a Loan agency, 123 Premium Finance positions itself at the intersection of financial need and available capital. Their specialty inherently involves navigating the complexities of lending, connecting borrowers with appropriate loan products tailored to meet specific financial objectives. This could encompass a range of loan types, including personal loans, auto loans, or potentially other specialized financing options, depending on their operational focus within the lending market.

The term 'Loan agency' generally implies a focus on facilitating transactions between lenders and borrowers, potentially acting as intermediaries or directly offering loans. While the specific loan products and interest rates associated with 123 Premium Finance are not detailed here, their core function is centered on providing financial solutions. This specialization requires a thorough understanding of credit assessment, lending regulations, and customer financial needs, suggesting that their team possesses expertise in evaluating applications and structuring agreements.

When considering engagement with a loan agency, it is prudent for individuals to inquire about the range of loan products offered, interest rates, repayment terms, and any associated fees. Understanding these elements is crucial for making informed decisions aligned with one's financial capabilities and long-term goals. 123 Premium Finance, as their specialty dictates, operates within this domain of consumer lending, aiming to provide accessible financial avenues for their clientele.

Physical Location and Accessibility Features

The physical address, 2233 Theodore St Unit 4, Crest Hill, IL 60403, provides specific information regarding the company's location. This detail is invaluable for individuals who prefer or require in-person interactions, allowing them to visit the premises directly. The unit designation (Unit 4) suggests the business occupies a specific space within a larger building complex, a common arrangement for many businesses aiming to optimize space and operational efficiency.

Notably, 123 Premium Finance demonstrates consideration for customers with mobility challenges through its accessibility features. The business explicitly mentions a Wheelchair accessible entrance, ensuring that individuals using mobility devices can enter the premises without undue difficulty. Furthermore, the presence of a Wheelchair accessible parking lot is a significant amenity. This parking provision caters directly to the needs of customers with reduced mobility, offering designated spaces for easier access. Such features are not merely logistical additions but represent a commitment to inclusivity and ensuring that all customers, regardless of physical ability, can access the services offered.

For clients who may choose to visit the Crest Hill location, these accessibility features are a key consideration. They facilitate a smoother experience, removing potential barriers that might otherwise deter individuals from seeking financial advice or completing transactions in person. This focus on physical accessibility aligns with broader societal goals and enhances the overall customer experience for those who utilize these facilities.

Reputation and Customer Feedback

When evaluating any business, particularly one offering financial services like lending, customer reviews and testimonials provide valuable insights into the quality of service and customer satisfaction. For 123 Premium Finance, however, the available information presents a notable gap in this regard. According to the provided data, the company has 0 reviews on Google My Business, a widely used platform for local business ratings and feedback.

This absence of online reviews can be interpreted in several ways. The company might be relatively new to the market, or it could operate primarily through traditional channels without a significant digital marketing presence focused on platforms like Google My Business. It is also possible that the business encourages customer feedback but has not yet accumulated a substantial volume of reviews. Regardless of the reason, the lack of online feedback means potential customers cannot rely on the experiences of others to gauge the quality of service or the professionalism of the loan agency.

The absence of reviews also leaves the question of the average opinion unanswered. While the company's profile lists an average opinion score: 0/5, this rating is effectively null due to the lack of any reviews. Without actual customer feedback, this numerical value represents no data point. It serves as a placeholder rather than an accurate reflection of customer sentiment. This void underscores the importance of direct engagement when considering services from a company with minimal online presence.

Information for Prospects Seeking Financial Solutions

For individuals exploring loan options and potentially considering 123 Premium Finance, the information available provides a foundation for initial assessment. Their clear designation as a Loan agency confirms their core service area, directing potential borrowers towards financial solutions rather than other types of financial products. The physical address and contact telephone number are essential pieces of information for scheduling a visit or initiating a phone conversation.

The accessibility features detailed for the location are particularly relevant for customers who anticipate needing to visit in person. The wheelchair accessible entrance and parking lot indicate a facility designed to accommodate all customers, which can be a deciding factor for some individuals when choosing where to seek financial assistance. This aspect of physical accessibility is often overlooked but is crucial for ensuring equitable service delivery.

However, the most significant piece of information for many potential borrowers will be the absence of online reviews. While visiting the location or calling the number remains the most reliable way to obtain detailed information about loan terms, interest rates, application processes, and customer service experiences, the lack of digital feedback means prospects must rely primarily on their own direct interaction. It is advisable for anyone considering business with 123 Premium Finance to prepare specific questions in advance and be prepared to gather detailed information regarding the financial products and associated costs before committing to any agreement.

Direct contact via phone or in person remains the recommended course of action for anyone seeking comprehensive details about the services offered by 123 Premium Finance. Prospects should inquire about the types of loans available, the application process, interest rates, repayment terms, and any potential fees. Understanding these elements is fundamental to making an informed decision about whether their financial needs align with what this loan agency can offer.